Federal Government Financial Support Programs 2021 for Individuals - mobapa.net

Federal Government Financial Support Programs 2021 for Individuals

– Financial Support Programs for Individuals –

Federal Government Financial Support Programs 2021 for Individuals

People fall down sometimes, whether it is financially or emotionally. But whenever that happens, we look for ways to get back on our feet. One of these ways will include finding financial support programs for individuals and that’s what you will find in this article. So read carefully.

Financial support can mean different things to different people. Because individuals have different financial obligations they can’t meet, the area of financial support required varies.

While some persons need finances for their businesses, others need finances for their education or their children’s education and some need financial support to meet up their day-to-day needs. Everyone has the type of financial support that they require.

Financial Support Programs for Individuals in 2021

Everyone needs financial support at one point for whatever reason. So we prepared this article to help find the financial support program that suits your financial need. Below is a list financial support programs for individuals and how to apply to them;

1. Adjustable Rate Mortgage Insurance

This program helps individuals buy a single family home in which they intend to live. It is important to know that the U.S. Housing and Urban Development (HUD) do not lend money directly to buyers to purchase a home.

However, the Federal Housing Administration (FHA) approved lenders can make loans through a number of FHA-insurance programs.

How to be Eligible

Home buyers or current homeowners who intend to live in the home and are able to meet the cash investment, the mortgage payments, and credit requirements, can apply for a home mortgage loan through an FHA-approved lender.

Loan Terms for Adjustable Rate Mortgage Insurance

To get the loan terms for adjustable rates, please contact an FHA-approved lender. Visit the link below to find an approved lender;

PROCEED TO APPLICATION

Contact Address

Contact a U.S. Department of Housing and Urban Development (HUD) using this link; Housing Counseling agency. To contact the Federal Housing Administration (FHA), please use one of the following methods;

Visit: The FHA Resource Center

Write to:

U.S. Department of Housing and Urban Development

Federal Housing Administration

451 Seventh St., SW

Washington, D.C. 20410

Call: 1-800-CALL-FHA (1-800-225-5342)

Email: [email protected]

GET MORE INFORMATION

2. Alabama Family Assistance

The Family Assistance Program provides temporary financial assistance for needy families with a dependent child under age 18 (or age 19 if s/he is a full time student in a secondary school or in the equivalent level of vocational or technical training) and whose income does not exceed established agency standards.

Eligibility Requirement

To be eligible for Alabama Family Assistance, you must be a resident of Alabama, and a U.S. citizen, legal alien or qualified alien.

You must be unemployed or underemployed and have low or very low income. You must also be one of the following:

Have a child 18 years of age or younger

Be pregnant

Be 18 years of age or younger and the head of your household.

How to Apply

To apply, print and fill out an application and deliver or mail it to your local Department of Human Resources. You can find the application on the Alabama Department of Human Resources website.

CLICK HERE TO APPLY

Contact Address

Call: (334) 242-1950

For more information on this program

3. Alabama Unemployment Insurance

Being unemployed can be depressing. Hence, unemployment insurance benefits provide temporary financial assistance to workers who are unemployed through no fault of their own, that meet Alabama’s eligibility requirements.

Eligibility Requirements

To be eligible for this benefit program, you must a resident of Alabama and meet all of the following:

You must be Unemployed and,

Worked in Alabama during the past 12 months (this period may be longer in some cases), and

Earned a minimum amount of wages determined by Alabama guidelines, and

Actively seeking work each week you are collecting benefits.

How to Apply

To apply, you can file your claim from any touch-tone telephone by calling the Initial Claims Line (toll free) at: 1-866-234-5382

You will be answered by an electronic Interactive Voice Response (IVR) system, which will ask you some  questions.

GET MORE INFORMATION

4. Alaska Temporary Assistance Program

This program provides cash assistance and work services to low-income families with children to help them with basic needs while they work toward becoming self-sufficient.

This is a program provided for under the Federal Temporary Assistance for Needy Families (TANF) block grant.

Eligibility Criteria

To take part in the Alaska Temporary Assistance program, you must be a resident of Alaska, and a U.S. citizen, legal alien or qualified alien.

You must be unemployed or underemployed and have low or very low income. You must also be one of the following:

Have a child 18 years of age or younger, or

Be pregnant, or

Be 18 years of age or younger and the head of your household.

How to apply for Alaska Temporary Assistance Program

To apply, follow these steps;

Fill out the following application.

Call your local Public Assistance District Office to schedule an interview.

Bring your completed application with you to your interview!

Contact Address

If you have questions or inquiries, you can reach the Public Assistance main office by dialing: 907-465-3347

CLICK HERE TO APPLY

5. The Bureau of Indian Affairs (BIA) Financial Assistance and Social Services

The Bureau of Indian Affairs (BIA) Financial Assistance and Social Services (FASS) program provides
assistance to federally recognized American Indian and Alaskan Natives (AI/AN) tribal members in the
following ways:

The Bureau provides cash assistance to meet essential needs of food, clothing, shelter, and utilities. Additionally, each General Assistance recipient must work with a social services worker to develop and sign an Individual Self Sufficiency Plan (ISP) to meet the goal of employment.

The plan must show the specific steps the individual will take to increase independence. Eligibility will be reviewed every three months, six months, or whenever there is a change in status that can affect eligibility. Recipients must immediately inform the social services office of any such changes.

Any client who refuses employment or quits a job will be sanctioned and cannot receive services for a period of at least 60 days but not more than 90 days.

Eligibility Criteria

To be eligible for this benefit program, individuals must meet all of the following:

Be an enrolled member of a federally recognized AI/AN tribe.

Not have sufficient resources to meet the essential needs of food, clothing, shelter, and utilities.

Reside in an approved service area or near designated service area; applicants can determine if they live in a service area by contacting the nearest BIA regional office or social service office.

Apply concurrently for all other Federal, state, tribal, county, local programs for which he/she may be eligible.

Not be receiving any comparable public assistance.

Develop and sign an employment strategy in the ISP with the assistance of the social services worker.

How to Apply

Applicants can apply for assistance at the nearest BIA operated or tribal social service provider. To obtain information on how to find a provider in your area, please contact the nearest BIA regional office.

Contact Address

If you wish to make inquiries write to:

Bureau of Indian Affairs

Division of Human Services

MS-4513-MIB

1849 C Street, N.W.

Washington, D.C. 20240

Call: 202-513-7622

GET MORE INFORMATION

6. Assistance in Puerto Rico, U.S. Virgin Islands, and Guam

The Adult Programs in these Territories provide monthly cash payments eligible to financially deprived
aged, blind and disabled persons in Guam, Puerto Rico, and the US Virgin Islands.

So if you come from any of these parts, you might have hope of getting financial assistance. These payments help with food, shelter, clothing, and other daily living needs.

The individual or couple must also be within applicable income and resource limits.

Eligibility Criteria

In order to qualify for this financial support program, you must live in Puerto Rico, the US Virgin Islands or Guam, and you must be one of the following:

Over the age of 64 years; or

Disabled and over the age of 17 years; or

Blind

How to Apply

To apply and also find out whether you are eligible to receive benefits, contact your local public assistance office.

Also, you may direct questions to the appropriate Federal Regional Office. Guam-ACF/OFA Regional Office in San Francisco, California at: 415-437-8400

US Virgin Islands and Puerto Rico-ACF/OFA Regional Office in New York City, New York at: 212-264-2890

CLICK HERE TO APPLY NOW

Conclusively, you don’t have to give in to financial pressure when you can utilize any of this top 5 financial support programs from Government bodies and independent organisations. More so, do well to share this article with friends and relatives.

Best Regards.

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