Top 10 Pros and Cons of Living in Finland

Do you want to move to Finland? The first thing you have to know about this country is that it is situated in the Northern European Continent close to Russia.

Finland is bordered by Sweden at its west, Norway by the North, and Russia at the east. And, Estonia beautifully lies across its gulf to the south.

This country is split into five regions and the capital is popularly known as Helsinki. The country has two official languages which are Swedish and Finnish. And its currency is the Euro.

For those ready to settle in Finland, you will surely fall in love with the country as its abundant autumn colours make it beautiful.

Before we get to know more about the pros and cons of living in Finland, some things you should be aware of entail:

The Clothing :

clothing in finland


In this country, their clothing is more expensive than the average European country.

However, plenty of cheap clothing chains do not have shops in this country.

And, you must have in mind that you will need different sets of clothes during the winter, summer and those interval periods.

While there are lots of items available to get for use in the country, the products mainly used are fairly priced.

In most of the used goods stores and the flea markets, you can purchase clothing and furniture.

Some websites exist for the sole aim of selling used goods. And, you will find these used goods in good conditions.


• Education

education in finland

All over Finland, you will find out that their pre-school, comprehensive schooling and even upper secondary education are free.

And, you can study in Finnish institutions of higher education for free.

However, if you travel from outside Europe to live in Finland and you get to teach in English, you will pay the tuition.

As for the daycare for little kids, it is dependent on the family’s income.

Parents that have elderly kids in municipal education pay up to roughly €300.

beside, if you have more than one kid in the early childhood education, the younger siblings pay lesser tuition.

• Housing system

In this country, the cost of housing tends to differ vastly. On average, almost one-fifth of the Finnish net income goes into the house. The rent differs from €10 to 30 per square meter.

Plus, the average cost of owner-occupied homes in Finland is €2100 per Square meter but the homes in large cities are highly expensive.

As for detached homes, heating is the largest single cost item.


• Food

Finish foods to try today - foods in finland


The cost of food in Finland varies widely from one city to the next but on average, the local supermarket and groceries will have you spending EUR 200 to 250 monthly.

Your shopping from discount supermarkets like Sale, Alepa, K-market, and Lidl will save you some cash.

Discounts can also be found if you decide to buy products in the evening.

For those interested in eating out, one meal in an affordable restaurant will cost you roughly EUR11 while the three-course dinner for two in an average restaurant will be roughly 60 EUR.


Pros And Cons Of Living In Finland

Bear in mind that Finland is an amazing study destination for international students that seek a bachelor’s, Master or PhD degree in this country.

You will surely find students from every part of the world seeking to study at Finnish Universities.

Finally, we will be outlining the top ten pros and cons of living in Finland. However, we will begin with the pros.

Pros And Cons Of Living In Finland

 The pros of living in Finland are:

1. Education system

As stated earlier, education in Finland is free and of high quality. The teachers are highly trained in offering the best.

If you get to live more than five kilometres away from school, the city administration practically organizes transportation.

2. Income

This country is among the world’s most prosperous countries and the GDP is the reason why people referred to it as the happiest country on the globe.

Their highly industrialized economy is concentrated majorly on goods from automobiles, telecommunication equipment, and forestry.

Roughly ten per cent of paper and paperboard are manufactured globally by Finland.

3. There is no form of corruption

As one of the globe’s least corrupt countries, Finland has always been among the purest in the corruption index.

Index reading carried out in the year 2018 stood at eighty-five out of one hundred with zero being the globe’s most corrupt countries.

4. A very low crime rate

When a parent can say that it is fine knowing that their kid is playing with a friend in the neighbourhood or stranger, then you should know that this is a peaceful and healthy country.

Even in its most populated cities such as Tampere and Helsinki, the criminal activity is close to zero.

This country has been highly rated as the safest country in the globe according to the World Economic Forum Report of 2017.

5. Very high literacy

The Finns are regarded as voracious learners. A prominent sight in this country is the huge and amazing public libraries.

Having a library is part of their lives and talking in the Finnish language is not compulsory.

Everyone in this country speaks both Swedish and English.

More so, the tradition of sending students to other different countries has made a difference as they get to study other cultures and languages.

Top 10 Pros and Cons of Living in Finland

6. A trustworthy and generous society

In the country, the phrase that asks how are you means how are you.

Do not expect anything but a truthful answer to the questions you ask a Finnish citizen.

7. You can live a healthy life here

It may shock you that in Finland, you are provided universal healthcare.

If you are ill or involved in an accident, you will get the best care available at no cost.

Their healthcare services are the least costly in Finland.

More so, raising a child here is two hundred times cheaper than raising one in the US.

8. Equal opportunities available

Finland has a vast world view and diverse cultures at hand that complements one’s academic experience.

The country offers personal growth so students can benefit from gaining self-confidence and having enriched opportunities.

The opportunities here are endless as students can work as they study. This helps in fostering future career opportunities.

9. Transportation

The majority of the students decide to use public transport in getting around town.

However, dependent on the city, the public transportation pass is between EUR35 and 50 euros monthly for students.

More so, you can get to rent a car though it will cost roughly EUR 230 for five days.

If you love strolling, you can walk to the campus to enjoy the fresh air, especially for those who do not stay far off from it.

10. Health services

For those with the municipality of residence in Finland, you have the full right to access the public health care facilities.

However, the prices vary from one locality to the next.

A doctor’s appointment will cost you roughly €20 in the health facility while the outpatient clinic will have you paying €40.

As for treatments in hospitals, it will cost you €50 daily and the overall fees round up to €700 yearly.

For maternity and child health clinics, the facilities here are free to clients.

However, people who tend to pay for their medications all by themselves through specific medications are eligible less for some partial refunds.

This refund is practically paid out of the tax revenue.

For the cons they are:

• The taxes are high

Living in this country can be frustrating when it comes to the government levied taxes. The income taxes here are increasing at a whopping 31.75%.

The citizens will have to pay premiums to their social security and public broadcasting charge.

Note that, Finns are practically imposed taxes on their investment capital income, pensions, salaries, and even social benefits.

The people’s earned income is always subject to national taxation, church taxes, and town taxation.

Also, it has been claimed that the government is capable of providing free healthcare in Finland due to high tax rates.

• The weather

You are so much free to assume the worst about the Northern Finland winters as the temperature reduces to as low as -50°C.

In short, the entire country is prominently known to have very cold winters with heavy snowfall and even snowstorms sometimes.

Note that, broad daylight is a scarce sight in this country.

• High rate of alcoholism

Similar to many European countries, Finland is not any different when it comes to its alcohol usage.

They have a long history of struggling with chronic alcoholism although alcohol-related drug behaviour and abuse are extremely rare.

• Depression

Even with the amazing pros, this country is still regarded as a special nation that has lots of unhappy people.

The depression is often linked to the awful weather as most people will have to hide in their homes more frequently.

Having regular outdoor activities is quite rare, this means gatherings and celebrations are minimal.

• Bureaucracy

Similar to other European nations, several red tapes make it hard for citizens to purchase a license and there are lengthy processes involved to access government services.

• Living expenses

Finland is among the most expensive countries with a very high cost of living. Its most expensive city is Helsinki.

Also, if you want to live an average lifestyle here, you will have to spend more than two thousand euros per person.

The cost of living is higher than eighty per cent of the countries in the World.

What to know before moving to finland

• Language barrier

Although Finnish is among the easiest languages one can learn, most foreigners and immigrants tend to struggle with the language.

Understand that most people find the words hard to pronounce.

• Unfriendly people

When you move here for the first time, some of the people you will find here may be unfriendly.

Most people have complained of the culture shock they experienced.

But with time when you learn the culture and language, you may meet friendly people.

• Expensive air travel

Since some areas in Finland are remote, you will need to get there by air. However, this journey may prove to be expensive.

You must put this into consideration when relocating here from abroad.

• Job market difficulty

Also, it’s might come as a surprise to you that even upon graduation, it may prove difficult to get into the Finnish job market.

However, there are some support services by the government to help but some of the jobs you will get here will demand that you speak Finnish.


If you are thinking of moving to Finland we have provided you with some of the advantages and disadvantages attached to this country.

Make sure you read through and make the best decision for your life.


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